Christian Healthcare Ministries
Christian Healthcare Ministries (CHM) is a nationwide, faith-based healthcare cost sharing ministry where members voluntarily share eligible medical expenses. Members can choose from Gold, Silver, Bronze, and SeniorShare programs, with optional CHM Plus protection for larger medical bills. CHM does not use traditional provider networks, giving members flexibility in choosing healthcare providers.
Why people consider Christian Healthcare Ministries
Nationwide availability
No traditional provider network
Gold, Silver, and Bronze options
Enrollment available year-round
Individual and family memberships
Family contributions capped at three units
Virtual primary and urgent care included
Maternity sharing available on eligible programs
CHM Plus available for large medical expenses
SeniorShare option available
Availability and coverage
Available nationwide with no geographic membership restriction. CHM is a healthcare sharing ministry and is not traditional health insurance. Participating adults must meet CHM's Christian faith, worship, and lifestyle requirements. Medical expenses are shared according to CHM Guidelines, and some expenses, including certain pre-existing conditions, may have limitations or may not be eligible for sharing. Members generally have freedom to choose their healthcare providers without a traditional provider network.
What they offer
Products from Christian Healthcare Ministries.
CHM Bronze
People prioritizing a lower monthly contribution who can accept substantially more responsibility before sharing begins.
CHM Gold
People comfortable with a faith based sharing model who want CHM's highest core program level.
CHM Silver
People comfortable with health sharing who want a lower monthly contribution than Gold and can accept more initial financial responsibility.
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